TERMS & CONDITIONS

1. Introduction

Welcome to Grana Group ("Company", "we", "our", "us")!

These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website located at https://granagroups.com/ (together or individually "Service") operated by Grana Group.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

Please read these Terms and Conditions carefully before using our Service.

Privacy

Your privacy is important to us. Information collected through SMS communications is handled in accordance with our Privacy Policy. We do not sell or share your mobile number with third parties for marketing purposes.

2. Communications

By creating an Account on our Service, you agree to subscribe to newsletters, marketing or promotional materials, and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.

SMS Messaging Terms and Conditions

By providing your mobile phone number and opting in to receive text messages from Grana Group, you consent to receive SMS messages related to our services. These messages may include, but are not limited to:

- Appointment confirmations and reminders

- Account-related notifications

- Updates regarding applications, approvals, or funding status

- Customer support communications

- Promotional or informational messages related to our products and services

Message frequency may vary depending on your interaction with our services.

Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message you receive from us. After opting out, you will no longer receive SMS messages unless you re-enroll or provide renewed consent.

For help, you may reply HELP or contact us directly through our website.

Message and Data Rates

Standard message and data rates may apply depending on your mobile carrier and plan. You are solely responsible for any fees or charges incurred from receiving SMS messages.


Carrier Liability Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages. Funded by SUR and its messaging service providers are solely responsible for the content and delivery of SMS communications.


Age Restriction

By opting in to receive SMS messages from Funded by SUR, you confirm that you are at least 18 years of age.

3. Purchases

If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

Consent Not Required for Purchase

Your consent to receive SMS messages is not a condition of purchase or use of our services.

4. Contests, Sweepstakes, and Promotions

Any contests, sweepstakes, or other promotions (collectively, "Promotions") made available through the Service may be governed by rules that are separate from these Terms & Conditions. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms and Conditions, the Promotion rules will apply.

5. Content

Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.

6. Accounts

When you create an account with us, you guarantee that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on our Service.

7. Intellectual Property

The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of Grana Group and its licensors.

8. Links to Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Grana Group.

Grana Group has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

9. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

10. Indemnification

You agree to defend, indemnify and hold harmless Grana Group and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password, or b) a breach of these Terms.

11. Limitation of Liability

In no event shall Grana Group, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from: (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

12. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

13. Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

14. Governing Law

These Terms shall be governed and construed in accordance with the laws of FL, US, without regard to its conflict of law provisions.

15. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

16. Contact Us

If you have any questions about these Terms, please contact us at [email protected].

© 2025 Grana Group. All Rights Reserved

Terms & Conditions | Privacy Policy